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LINE
OF CREDIT RATES |
|||
| Description | Term |
APR |
Payment
Per $1,000 |
| Overdraft Line of Credit | 36 months |
14.0% |
$34.18 |
| Home Equity Line of Credit | see Home Equity page |
||
Credit Rating (based
on Equifax)
|
|||||
A+ |
A |
B |
C |
D |
|
| Personal Line of Credit | |||||
| 3 years | 11.00% | 11.15% | 11.50% | 11.55% | 12.65% |
| New & Used Vehicles (Cars, Trucks, & Motorcycles) | |||||
| 2007 - 2009 | |||||
| 4 years | 5.00% | 5.15% | 5.50% | 6.00% | 7.45% |
| 5 years | 5.25% | 5.40% | 5.75% | 6.25% | 7.65% |
| 6 years | 5.50% | 5.65% | 6.15% | 6.65% | 8.05% |
| 2004 - 2006 | |||||
| 4 years | 5.50% | 5.65% | 6.15% | 6.65% | 8.05% |
| 5 years | 5.75% | 5.90% | 6.25% | 6.75% | 8.15% |
| 2000 - 2003 | |||||
| 4 years | 6.00% | 6.15% | 6.50% | 7.00% | 8.40% |
| 5 years | 6.50% | 6.65% | 6.90% | 7.40% | 8.80% |
| 1999 and older | |||||
| 3 years | 7.50% | 7.65% | 8.00% | 8.50% | 9.90% |
| 4 years | 7.75% | 7.90% | 8.25% | 8.75% | 10.15% |
| RV Loans (Boats, JetSkis, ATV's, Snowmobiles, and Campers) | |||||
| 2007- 2009 | |||||
| 4 years | 6.00% | 6.15% | 6.50% | 7.15% | 8.55% |
| 5 years | 6.25% | 6.40% | 6.75% | 7.25% | 8.65% |
| 2004 - 2006 | |||||
| 4 years | 6.50% | 6.65% | 7.15% | 7.65% | 9.05% |
| 5 years | 6.75% | 6.90% | 7.25% | 7.75% | 9.15% |
| 2003 and older | |||||
| 3 years | 8.50% | 8.65% | 9.00% | 9.50% | 10.90% |
| 4 years | 8.75% | 8.90% | 9.25% | 9.75% | 11.15% |
| • |
Rates as of 7/17/2008 |
| • |
Monthly minimum payment per loan account is $50.00 |
